🖨 Print⏱ 4 min readThe Continuing Appropriations Act, enacted at the end of 2022, included several provisions that impact retirement plans going forward. Specifically, the legislation enacts SECURE 2.0, an updated version of the Setting Every Community Up for Retirement Enhancement Act of 2019. The following provisions are financial planning considerations that affect individuals. Increases … Continue reading “New Personal Finance Provisions in the 2.0 Secure Act”
🖨 Print⏱ 4 min readThe thrill of summer travel is always invigorating, but the prices to get there can be a real bummer. But not to fear. We’re here with some smart tips that will help you navigate in this price jungle and have a wonderful, memory-filled getaway. Plan Way Ahead Even though you can … Continue reading “6 Ways to Travel on a Budget”
🖨 Print⏱ 4 min readOver the years, millions of individuals have been affected by data breaches, where their sensitive data is accessed by unauthorized cybercriminals or publicly exposed. A data breach can result in huge financial loss if stolen data is used to compromise consumer identity, which also can affect a credit score. Unfortunately, there … Continue reading “What Actions Can Data-Breach Victims Take?”
🖨 Print⏱ 3 min readFiscal Responsibility Act of 2023 (HR 3746) – This Act represents a compromise reached by House Republicans and President Biden. Republicans negotiated concessions in exchange for voting to raise the debt ceiling to maintain the solvency of the federal government. These concessions included universal cuts to federal spending, the suspension of … Continue reading “Raising the Debt Ceiling, Protecting Air Travel and Repealing the Iraq AUMF”
🖨 Print⏱ 3 min readThe end of the federal emergency declaration for Covid-19 came on May 11. As a result, there are various public health policy changes. For example, vaccines and treatments will remain available, but at-home tests may no longer be covered by insurance, and national CDC data reporting is subject to change. Administratively, … Continue reading “End of Covid Emergency Declarations Put Work from Home Benefits at Risk”
🖨 Print⏱ 4 min readSome economists and market analysts have been predicting a U.S. recession ever since last fall. They’ve been wrong before – but they’ve also been right. Rather than try to predict how the stock market will react during the next recession, investors are better off planning for a range of potential outcomes. … Continue reading “How To Recession-Proof Your Portfolio (Just in Case)”
🖨 Print⏱ 4 min readSummer is here, and so are all the activities. But as we know, these activities cost money. Here are a few ways you can still have fun and, while doing so, save some cash. Look at Your Calendar Summer months are filled with holidays, birthdays, cookouts, weddings – the list goes … Continue reading “7 Tips to Save Money This Summer”
🖨 Print⏱ 4 min readTechnology has greatly contributed to improving and streamlining everyday life. However, as technology advances, there is an increased reliance on digital tools powered by artificial intelligence and machine learning. Unfortunately, these technologies are also challenging the fundamental notion of human agency. As a result, there are rising concerns about humans losing … Continue reading “Upholding Human Agency in an Era of Evolving Digital Systems”
🖨 Print⏱ 3 min readLimit, Save, Grow Act of 2023 (HR 2811) – This bill was introduced in the House by Rep. Jodey Arrington (R-TX) on April 26. It would authorize and increase the federal debt limit as well as specific cuts in spending, such as repealed energy tax credits, expanded work requirements for the … Continue reading “Increasing the Federal Debt Limit, Improving Disaster Resources and Attempting to Reduce Government Waste”
🖨 Print⏱ 4 min readAccording to the Federal Register, there were about 90,000 local and state government entities throughout the country in 2022. This number is comprised of towns, counties, cities, special districts, and independent school districts. One of the commonalities these organizations share is their use of modified accrual accounting. Understanding the Differences Between … Continue reading “Understanding Modified Accrual Accounting”
